Terms and Conditions – Cross Market Review

Amerisearch Inc

Effective Date: 03/18/2026

IMPORTANT NOTICE — READ CAREFULLY BEFORE USING THIS PLATFORM. THESE TERMS & CONDITIONS CONTAIN A MANDATORY INDIVIDUAL ARBITRATION CLAUSE, A PROHIBITION ON CLASS AND REPRESENTATIVE ACTIONS, A WAIVER OF THE RIGHT TO JURY TRIAL, A STRICT MONETARY CAP ON LIABILITY, AND OTHER PROVISIONS THAT SIGNIFICANTLY LIMIT YOUR LEGAL REMEDIES. BY ACCESSING, BROWSING, SUBSCRIBING TO, OR RECEIVING ANY ELECTRONIC COMMUNICATION FROM AMERISEARCH INC OR ITS AFFILIATES, YOU UNCONDITIONALLY ACCEPT EVERY PROVISION SET OUT BELOW. IF YOU DO NOT AGREE, YOU MUST IMMEDIATELY CEASE ALL USE OF THE PLATFORM AND OPT OUT OF ALL EMAIL COMMUNICATIONS.

PART I — FORMATION OF AGREEMENT

Parties and Binding Nature

These Terms & Conditions (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and Amerisearch Inc (“Company,” “we,” “our,” or “us”), a limited liability company organized under the laws of Florida, United States. These Terms govern your access to and use of https://amerisearchgroup.com and every related website, newsletter, email dispatch, and digital channel operated or distributed by Amerisearch Inc (collectively, the “Platform”).

These Terms should be read together with our Privacy Policy, which describes our data-collection and data-handling practices and forms part of the agreement between you and Amerisearch Inc. In the event of any conflict between these Terms and the Privacy Policy, these Terms shall control.

No additional or different terms proposed by you shall form part of this agreement unless expressly agreed to in writing by an authorized representative of Amerisearch Inc.

Eligibility

The Platform is available exclusively to natural persons who have attained the age of eighteen (18) and who possess the full legal capacity to enter into a binding and enforceable agreement under the laws of their jurisdiction. Any access to or use of the Platform by a person under eighteen is strictly and unconditionally prohibited.

Amerisearch Inc does not knowingly collect, retain, or process personal information from children under the age of thirteen (13), consistent with the Children’s Online Privacy Protection Act (“COPPA”), 15 U.S.C. § 6501 et seq. If we discover that personal information from a child under thirteen has entered our systems, we will promptly delete it. If you believe a child under thirteen may have interacted with the Platform, notify us at assist@amerisearchgroup.com.

You bear sole responsibility for confirming that your access to and use of the Platform is lawful under the laws of your jurisdiction. We make no representation that the Platform is appropriate or available for use in all locations.

Key Definitions

As used throughout these Terms — and as referenced in our Privacy Policy — the following expressions carry the meanings assigned below:

“Content” means every article, newsletter, email dispatch, market commentary, editorial analysis, opinion, chart, graphic, video, data set, hyperlink, and any other informational or editorial material published or distributed through the Platform, in any format or by any means of delivery.

“Company Parties” means Amerisearch Inc and every person or entity within its operational sphere — comprising its managers, members, officers, salaried staff and engaged contractors, technology providers, data licensors, advertising and sponsorship counterparties, and every entity in a parent, subsidiary, or affiliate relationship with Amerisearch Inc — whether liability is asserted against any one of them individually, jointly, or as a group.

“Digital Assets” means cryptocurrencies, tokens (including utility, governance, and security tokens), stablecoins, non-fungible tokens, decentralized-finance instruments and protocols, and any other asset that exists on, is recorded by, or derives its value from distributed-ledger or blockchain technology.

International Access

The Platform is operated from the United States and is principally directed at users within the United States. If you access the Platform from outside the United States, you do so at your own initiative and bear sole responsibility for compliance with all laws and regulations applicable in your jurisdiction, including those governing financial information, consumer protection, data privacy, and electronic communications. Nothing in the Platform constitutes an offer, solicitation, or recommendation in any jurisdiction where such communication would be unlawful or would subject Amerisearch Inc to any registration, licensing, or other regulatory requirement.

Where applicable international law independently imposes obligations on Amerisearch Inc — including obligations arising under Regulation (EU) 2016/679 (“GDPR”) or the ePrivacy Directive 2002/58/EC — Amerisearch Inc will seek to fulfill those obligations as they specifically apply to its activities. Acknowledgment of such obligations does not constitute a general submission to the jurisdiction of any foreign court or regulatory body.

PART II — NATURE AND CHARACTER OF THE PLATFORM

Financial Media Publisher — Not a Financial Services Provider

Amerisearch Inc is a financial media publishing company. Its business is limited to producing and distributing financial news, market commentary, editorial opinion, analytical Content, and educational material for a general readership. None of those activities places Amerisearch Inc within the regulatory perimeter applicable to banks, broker-dealers, investment advisers, insurance intermediaries, tax professionals, or other licensed financial-services participants.

For complete clarity: Amerisearch Inc does not accept deposits or extend credit; does not execute, clear, or settle securities transactions as a broker-dealer; does not provide investment counsel subject to fiduciary duties under the Advisers Act; does not underwrite, sell, or place insurance products; does not prepare or certify tax returns; does not render legal opinions or advice; and does not perform attest functions requiring CPA certification. No federal or state regulatory body has authorized Amerisearch Inc in connection with any of those activities. No use of the Platform creates an advisory, fiduciary, agency, or professional-client relationship of any nature.

Comprehensive Disclaimer of Professional Advice

NOTHING CONTAINED IN THE PLATFORM — WHETHER IN THE FORM OF ARTICLES, NEWSLETTERS, EMAIL COMMUNICATIONS, MARKET COMMENTARY, ANALYSIS, EDITORIAL OPINIONS, EDUCATIONAL MATERIALS, CHARTS, DATA, OR ANY OTHER CONTENT — SHALL BE CONSTRUED AS, OR CONSTITUTE: (A) INVESTMENT ADVICE OR INVESTMENT RECOMMENDATIONS OF ANY KIND; (B) FINANCIAL PLANNING, WEALTH-MANAGEMENT, OR PORTFOLIO-ADVISORY GUIDANCE; (C) TAX ADVICE OR TAX-PLANNING SERVICES; (D) LEGAL ADVICE OR LEGAL REPRESENTATION; (E) ACCOUNTING OR AUDITING SERVICES; (F) BROKER-DEALER OR SECURITIES-INTERMEDIATION SERVICES; (G) INSURANCE ADVICE OR BROKERAGE; (H) A SOLICITATION, OFFER, OR RECOMMENDATION TO BUY, SELL, HOLD, SHORT, OR OTHERWISE TRANSACT IN ANY SECURITY, DIGITAL ASSET, DERIVATIVE, COMMODITY, OR OTHER FINANCIAL PRODUCT; (I) A PERSONALIZED SUITABILITY ASSESSMENT, RISK EVALUATION, OR INDIVIDUALIZED FINANCIAL ANALYSIS; OR (J) ANY OTHER PROFESSIONAL ADVICE REQUIRING LICENSURE, REGISTRATION, CERTIFICATION, OR REGULATORY AUTHORIZATION.

Content reflects the views of its authors as of the date of initial publication and is furnished on a strictly “as-is” basis without representation or warranty of any kind. Any discussion of specific securities, Digital Assets, or investment strategies is included for general informational and illustrative purposes only and is not directed at any particular user.

YOU ACKNOWLEDGE THAT CONTENT PUBLISHED THROUGH THE PLATFORM CANNOT SUBSTITUTE FOR ADVICE FROM A CREDENTIALED PROFESSIONAL WHO KNOWS YOUR INDIVIDUAL CIRCUMSTANCES. BEFORE COMMITTING CAPITAL, FILING A TAX RETURN, OR TAKING ANY LEGALLY SIGNIFICANT ACTION, YOU MUST CONSULT A QUALIFIED SPECIALIST — WHICH MAY INCLUDE A FEDERALLY OR STATE-REGISTERED INVESTMENT ADVISER, A CERTIFIED FINANCIAL PLANNER, A LICENSED TAX PROFESSIONAL, AN ATTORNEY ADMITTED IN YOUR JURISDICTION, OR A CERTIFIED PUBLIC ACCOUNTANT, AS APPROPRIATE. AMERISEARCH INC ACCEPTS NO ACCOUNTABILITY FOR THE OUTCOME OF ANY DECISION MADE IN CONNECTION WITH THE PLATFORM.

Regulatory Status — Affirmative Disclaimers

Amerisearch Inc does not hold, and has never held, any registration, license, permit, or authorization from the U.S. Securities and Exchange Commission, the Financial Industry Regulatory Authority, any state securities commissioner, or any other domestic or foreign financial regulatory body. Without limiting the foregoing:

Amerisearch Inc does not function as a broker-dealer under the Securities Exchange Act of 1934;
Amerisearch Inc does not provide investment-advisory services under the Investment Advisers Act of 1940;
Amerisearch Inc neither solicits, offers, nor recommends transactions in securities, Digital Assets, or financial instruments, and no Content constitutes an offer to sell or a solicitation of an offer to buy any security or Digital Asset in any jurisdiction;
no fiduciary duty, duty of loyalty, or professional-client relationship arises from the delivery or receipt of any Content;
Amerisearch Inc performs no suitability analysis, know-your-customer review, or individualized investment evaluation for any user; and
Amerisearch Inc does not hold, custody, manage, or exercise control over any user’s funds, securities, or Digital Assets.

PART III — EDITORIAL POLICIES AND CONTENT DISCLOSURES

Editorial Purpose and Anti-Manipulation Commitment

All Content is created and distributed for journalistic, editorial, educational, and informational purposes exclusively. No Content is intended to — and no Content should be construed as — an attempt to manipulate, artificially inflate, artificially deflate, or otherwise exert undue influence over the price, trading volume, liquidity, or market perception of any security, Digital Asset, commodity, or other financial instrument.

Conflicts of Interest and Position Disclosure

Amerisearch Inc, its affiliates, principals, employees, contractors, and content contributors may, at any time, hold long or short positions in securities, Digital Assets, or other financial instruments discussed or referenced in the Content. Such positions are not disclosed on a per-publication or per-email basis. Amerisearch Inc assumes no obligation to reveal the existence, timing, magnitude, or direction of any such position unless required by applicable law.

You are expressly cautioned that the financial interests of Amerisearch Inc or its personnel may influence editorial coverage of particular instruments or issuers. You should weigh this possibility when forming your own independent conclusions.

Forward-Looking Statements and Speculative Content

Content may include forward-looking statements within the contemplation of applicable securities laws, including the Private Securities Litigation Reform Act of 1995, to the extent that statute reaches Amerisearch Inc’s editorial output. Such statements — identifiable by words such as “expect,” “anticipate,” “believe,” “estimate,” “may,” “should,” “could,” “forecast,” “project,” “outlook,” or similar expressions — are inherently speculative and involve known and unknown risks, uncertainties, and assumptions. Actual outcomes may differ materially from those projected or implied.

Amerisearch Inc disclaims any warranty as to the accuracy, completeness, or reliability of forward-looking statements and assumes no duty to revise, update, supplement, or retract any Content after initial publication, even if new information emerges, circumstances change, or errors are discovered. Content may also incorporate unconfirmed reports, market rumors, or editorial speculation; such material should not serve as a reliable foundation for financial decisions.

Performance Data and Hypothetical Results

Any performance figures, returns, profit-and-loss data, yield calculations, or investment results referenced in the Content are provided for general illustrative purposes only and carry no implication as to future results. Such data may reflect hypothetical, simulated, or back-tested scenarios that do not replicate real-world trading conditions — including the effects of liquidity constraints, execution slippage, brokerage commissions, advisory fees, transaction taxes, and market impact.

PAST PERFORMANCE OF ANY SECURITY, DIGITAL ASSET, INVESTMENT STRATEGY, OR FINANCIAL INSTRUMENT DISCUSSED IN THE PLATFORM IS NOT INDICATIVE OF, AND DOES NOT GUARANTEE, FUTURE RESULTS. NO REPRESENTATION IS MADE THAT ANY INVESTMENT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE DISCUSSED.

Third-Party Market Data

Prices, quotations, and financial data cited or referenced in the Content may be delayed, aggregated, estimated, or supplied by third-party data providers. Amerisearch Inc does not warrant the accuracy, completeness, timeliness, or fitness for any particular purpose of any such data. Users should not rely on such data for time-sensitive investment or trading decisions.

PART IV — DIGITAL ASSET RISK DISCLOSURE

General Warning

The Platform may contain Content related to cryptocurrencies, Digital Assets, blockchain-based technologies, decentralized-finance protocols, non-fungible tokens, and related topics. The risk factors below are provided for informational purposes and do not constitute an exhaustive description of all risks associated with Digital Assets.

Enumerated Risk Factors

Extreme Market Volatility.

Cryptocurrency and Digital Asset markets are subject to extreme and rapid price fluctuations. Values may increase or decrease dramatically within very short periods, including declining to zero. Price movements may be driven by speculation, regulatory developments, market sentiment, macroeconomic events, or technological incidents that are difficult or impossible to predict.

Regulatory Uncertainty and Legal Classification.

The regulatory and legal status of cryptocurrencies and Digital Assets varies significantly by jurisdiction and is subject to rapid, unpredictable change. Certain Digital Assets may be classified as securities, commodities, or other regulated instruments. Adverse regulatory action — including prohibitions, trading restrictions, or enforcement proceedings — may materially impair the availability, value, or legality of particular Digital Assets.

Risk of Total and Permanent Capital Loss.

Investments in cryptocurrencies and Digital Assets carry a risk of total and permanent loss. You should never allocate funds to Digital Assets that you are not fully prepared to lose in their entirety. There is no assurance that any Digital Asset will retain any value at any time.

Exchange, Platform, and Custodial Risk.

Cryptocurrency exchanges, trading platforms, and custodial services may be subject to hacking, fraud, mismanagement, insolvency, regulatory action, or operational failure. Users may suffer the permanent and irrecoverable loss of Digital Assets held on or through such platforms.

Smart Contract and Protocol Risk.

Digital Assets that operate on or interact with smart contracts or decentralized protocols are exposed to coding errors, software vulnerabilities, exploit attacks, flash-loan attacks, and governance failures that may result in the irreversible loss of funds.

Absence of Government-Backed Protections.

Cryptocurrencies and Digital Assets are not insured by the Federal Deposit Insurance Corporation (“FDIC”), the Securities Investor Protection Corporation (“SIPC”), or any other governmental or quasi-governmental insurance, guarantee, or investor-protection program.

Tax and Reporting Obligations.

Transactions involving cryptocurrencies and Digital Assets may have significant and complex tax consequences under applicable federal, state, and international law. You are solely responsible for determining, calculating, reporting, and satisfying all tax obligations arising from Digital Asset transactions. Amerisearch Inc does not provide tax advice.

Liquidity Risk.

Certain Digital Assets may be thinly traded or subject to material liquidity constraints. It may be difficult or impossible to sell, exchange, or convert them at a desired price or at all, particularly during periods of market stress.

AMERISEARCH INC MAKES NO REPRESENTATION OR WARRANTY OF ANY KIND REGARDING THE LEGALITY, SAFETY, INVESTMENT MERIT, OR PROFITABILITY OF ANY CRYPTOCURRENCY OR DIGITAL ASSET DISCUSSED IN THE PLATFORM.

PART V — ARTIFICIAL INTELLIGENCE AND AUTOMATED CONTENT

Amerisearch Inc may employ artificial-intelligence tools — including large language models, natural language processing systems, and automated text-generation platforms — to assist in the drafting, editing, reformatting, or summarization of Content published through the Platform. Human editorial review is applied to AI-assisted Content before publication; however, such review does not eliminate the risk that AI-derived material may contain inaccuracies, factual errors, omissions, outdated information, logical inconsistencies, or fabricated claims (commonly referred to as “hallucinations”).

No AI-assisted Content constitutes personalized financial advice, individualized investment recommendations, or algorithmically generated financial guidance of any kind. The AI tools employed by Amerisearch Inc do not have access to, and do not analyze, the personal financial circumstances, investment objectives, risk tolerance, net worth, or other individual characteristics of any user.

VI — COMMERCIAL RELATIONSHIPS AND FTC DISCLOSURE

Material-Connection Disclosure

This Part VI constitutes Amerisearch Inc’s general disclosure of material commercial relationships, consistent with the regulatory guidance set out in 16 C.F.R. Part 255. In addition to this standing notice, each individual piece of Content or outbound email in which a specific compensation arrangement is operative will carry a targeted disclosure positioned where users encounter it before or alongside the commercially connected material. The data we collect in connection with affiliate and advertising activity is described in the Advertising, Affiliate Relationships, and Revenue section of our Privacy Policy.

Nature and Structure of Compensation

Amerisearch Inc receives monetary compensation from third-party advertisers, affiliate marketing networks, sponsors, and commercial partners in connection with the promotion or recommendation of products and services through the Platform. Compensation may be structured as:

a fee earned each time a user activates a designated link or advertisement (“CPC”);
a fee accruing upon completion of a qualifying user action such as account registration, subscription, or purchase (“CPA”);
a percentage of revenue generated by referred users over time (“RevShare”);
fixed-fee sponsorship and advertising placements; or
hybrid or blended structures combining elements of the foregoing.

Categories of Promoted Products and Services

Products and services promoted through the Platform may include, without limitation: online brokerage accounts and trading platforms; cryptocurrency exchanges, digital wallets, staking services, and yield-generation platforms; investment education courses, webinars, and subscription-based research services; financial planning and portfolio-analysis software; insurance products; personal finance and lending products; and other commercial goods or services offered by third-party partners.

Affiliate Links

Hyperlinks embedded within the Platform — whether in email communications, website articles, newsletters, or other Content — may be affiliate links. When you click an affiliate link and complete a qualifying action, Amerisearch Inc may receive compensation from the relevant third party. You should assume that any link in the Platform to a third-party product or service may be an affiliate link for which Amerisearch Inc receives compensation.

No Endorsement and No Suitability Evaluation

The existence of a compensation relationship does not constitute, and should not be interpreted as, an endorsement, guarantee, warranty, certification, or recommendation of any product, service, or provider. Amerisearch Inc does not independently verify the claims, representations, regulatory status, suitability, safety, or financial soundness of any third-party product or service promoted through the Platform. You are solely responsible for conducting your own due diligence and evaluating the suitability, risks, merits, and legal implications of any product or service before making any financial commitment.

Potential Influence on Editorial Content

The existence of commercial relationships may influence which products or services are featured or discussed, their prominence and positioning, the editorial tone applied, and the frequency of mention. While Amerisearch Inc endeavors to provide useful and informative Content, users should exercise independent judgment and factor the potential for commercial influence into their evaluation of any Content.

No Liability for Third-Party Products or Services

Amerisearch Inc bears no responsibility whatsoever for the performance, quality, legality, safety, regulatory compliance, or suitability of any product or service offered by third-party advertisers, affiliates, or sponsors. Any transaction or interaction between a user and a third party is solely between the user and that third party. Amerisearch Inc shall not be liable for any loss, damage, cost, or claim resulting from such transactions, including claims arising from fraud, misrepresentation, product defects, service failures, or non-delivery.

PART VII — EMAIL MARKETING AND ELECTRONIC COMMUNICATIONS

CAN-SPAM Compliance

Amerisearch Inc’s commercial email practices are designed to comply with the Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 (“CAN-SPAM Act”), 15 U.S.C. § 7701 et seq. Each commercial email we send includes: accurate identification of the sender as a commercial communication to the extent required by law; a valid physical postal mailing address; a clear and conspicuous mechanism through which recipients may opt out of future commercial emails; and non-deceptive subject lines and header information. All opt-out requests submitted through the designated unsubscribe mechanism or by direct written communication will be honored and processed within ten (10) business days of receipt. For a full description of how personal data collected through our email program is used and stored, please refer to the Email Communications section of our Privacy Policy.

Consent to Receive Email Communications

By providing your email address to Amerisearch Inc — whether directly through a registration or subscription form, or through a third-party source from which Amerisearch Inc has obtained your contact information in a lawful manner — you consent to receive electronic communications from Amerisearch Inc and its affiliates. Such communications may include newsletters, financial news alerts, promotional emails, marketing materials, and service-related notices. You acknowledge that electronic communications satisfy any legal requirement that communications be made in writing, to the fullest extent permitted by applicable law.

How to Opt Out

You may withdraw your consent to receive commercial email communications at any time, without charge, by: (i) clicking the clearly marked unsubscribe link included in each commercial email; or (ii) contacting us directly at assist@amerisearchgroup.com with a written request to be removed. Following receipt of a valid opt-out request, Amerisearch Inc will process your request within ten (10) business days as required by law. Opting out of commercial email does not affect your receipt of transactional or relationship-based messages that Amerisearch Inc may be permitted or required to send.

We maintain internal suppression procedures — including suppression-list matching applied to all externally sourced lists before any campaign is dispatched — designed to prevent re-contact of individuals who have opted out.

SMS and Mobile Messaging

To the extent that Amerisearch Inc or its affiliates transmit text messages, SMS, MMS, or other mobile communications to you, such transmissions may be subject to the Telephone Consumer Protection Act (“TCPA”), 47 U.S.C. § 227, and applicable state telemarketing laws. Where required by applicable law, Amerisearch Inc will obtain prior express written consent before sending marketing messages to any mobile number. Standard carrier charges may apply. You may opt out of mobile messages at any time by replying “STOP” to any message or by contacting assist@amerisearchgroup.com. Opting out of mobile communications does not cancel email subscriptions, and vice versa.

PART VIII — USER REPRESENTATIONS, OBLIGATIONS, AND RISK ACKNOWLEDGMENT

Representations and Warranties

using the Platform, you represent, warrant, and covenant that each of the following is true and complete as of the date of each access:

(a) you are at least eighteen (18) years of age and possess full legal capacity to enter into and be bound by these Terms;
(b) your jurisdiction does not prohibit or restrict your access to the Platform or receipt of Content;
(c) you are not listed on, and are not owned or controlled by any entity listed on, any sanctions register maintained by the U.S. Department of the Treasury’s Office of Foreign Assets Control (“OFAC”), the U.S. Department of State, the European Union, or any other applicable sanctions authority;
(d) you will not use the Platform for any unlawful purpose, including market manipulation, securities fraud, money laundering, terrorist financing, or any other form of financial crime;
(e) you will conduct your own independent research, analysis, and due diligence before making any financial, investment, tax, or legal decision, and will not rely solely on any Content as the basis for such decision;
(f) you have read, understood, and accepted all risk disclosures set forth in these Terms; and
(g) all personal information you provide to the Company is accurate, current, and complete.

Voluntary Assumption of Risk

BY ACCESSING OR USING THE PLATFORM IN ANY MANNER, YOU EXPRESSLY ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND THE RISK DISCLOSURES SET FORTH IN THESE TERMS, AND YOU VOLUNTARILY AND IRREVOCABLY ASSUME ALL RISKS ASSOCIATED WITH: (A) ANY FINANCIAL, INVESTMENT, TRADING, OR OTHER ECONOMIC DECISION MADE ON THE BASIS OF OR IN CONNECTION WITH ANY CONTENT; (B) THE INHERENT VOLATILITY, UNCERTAINTY, AND HAZARDS OF FINANCIAL MARKETS, INCLUDING SECURITIES MARKETS, CRYPTOCURRENCY MARKETS, AND DIGITAL ASSET MARKETS; (C) THE POSSIBILITY OF PARTIAL OR TOTAL LOSS OF ANY CAPITAL DEPLOYED IN CONNECTION WITH A DECISION INFORMED BY ANY CONTENT; (D) THE RISK THAT ANY CONTENT MAY PROVE TO BE INACCURATE, INCOMPLETE, OUTDATED, MISLEADING, OR OTHERWISE UNRELIABLE; (E) RISKS ASSOCIATED WITH INTERACTING WITH OR PURCHASING PRODUCTS OR SERVICES FROM THIRD-PARTY ADVERTISERS, AFFILIATES, OR SPONSORS; AND (F) ANY OTHER RISK INHERENT IN OR ARISING FROM YOUR USE OF THE PLATFORM.

Disclaimer of Reliance

Content published through the Platform is background reading for a general audience — it is not a directive, recommendation, or substitute for advice tailored to your individual circumstances. You acknowledge that every financial, investment, tax, or legal decision you make is yours alone and that you bear the full consequences of those decisions regardless of whether Content played any role in forming your views.

You further represent and warrant, as a material condition of Amerisearch Inc’s willingness to make Content available to you, that no publication, data point, editorial position, or omission attributable to Amerisearch Inc or any Company Party has constituted, or will constitute, the primary, dominant, or indispensable basis for any financial, investment, or commercial decision you make. To the fullest extent the governing law allows, you irrevocably and permanently discharge Amerisearch Inc and the Company Parties from any claim grounded, in whole or in part, on the proposition that Content from Amerisearch Inc led you to act to your financial or other detriment.

Affirmative Duty to Seek Professional Advice

No Content published through the Platform replaces consultation with a qualified specialist who owes you a personal duty of care. Before taking any financially, legally, or tax-consequential step, you commit to engaging an appropriately licensed adviser — such as a state- or federally registered investment adviser, a certified financial planner, an admitted attorney, a licensed tax practitioner, or a certified public accountant — whose scope of practice fits the decision at hand. Amerisearch Inc accepts no liability for consequences arising from proceeding without that consultation.

California Residents — CCPA / CPRA Rights

Residents of California may exercise legally enforceable privacy rights under the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020 (collectively, “CCPA/CPRA”). These rights include the ability to: obtain a full account of the categories and specific pieces of personal data Amerisearch Inc holds; request deletion of that data subject to statutory exceptions; require correction of inaccurate records; opt out of the sale or sharing of your personal data; and receive equal service without penalty for exercising any of these rights. The full procedure for submitting a verifiable consumer request — including how we verify identity, response timelines, and instructions for authorized agents — is set out in the Your Privacy Rights section of our Privacy Policy. To initiate a request, contact assist@amerisearchgroup.com with the subject line “California Privacy Rights Request.”

Legal Compliance

You agree to comply with all applicable local, state, national, and international laws and regulations in connection with your use of the Platform, including all export-control laws, trade-sanction programs, and embargo regulations.

Accessibility

Amerisearch Inc is committed to making the Platform reasonably accessible to users with disabilities, consistent with applicable standards including the Americans with Disabilities Act of 1990, as amended. If you encounter accessibility barriers, contact assist@amerisearchgroup.com and we will make reasonable efforts to assist you.

PART IX — LIMITATION OF LIABILITY, INDEMNIFICATION, AND WARRANTY DISCLAIMER

Exclusion of Certain Categories of Damages

THE COMPANY PARTIES’ COLLECTIVE EXPOSURE IS CONFINED TO LOSSES THAT ARE DIRECT, DOCUMENTED, AND CAUSALLY TRACEABLE TO A SPECIFIC ACT OR OMISSION. RECOVERY IS NOT AVAILABLE UNDER THESE TERMS FOR ANY LOSS THAT IS COLLATERAL, DERIVATIVE, ENHANCED, OR HYPOTHETICAL IN CHARACTER — A CATEGORY THAT ENCOMPASSES, WITHOUT LIMITATION: LOST OR PROJECTED PROFITS; REVENUE ANTICIPATED BUT NOT EARNED; DATA THAT WAS CORRUPTED OR DESTROYED; DIMINUTION IN GOODWILL OR PROFESSIONAL REPUTATION; MARKET OPPORTUNITIES THAT WERE MISSED; DECLINES IN PORTFOLIO OR POSITION VALUE; AND ANY OTHER HARM THAT WOULD NOT HAVE ARISEN BUT FOR INTERVENING MARKET FORCES, THE CONDUCT OF UNAFFILIATED THIRD PARTIES, OR CIRCUMSTANCES BEYOND THE COMPANY PARTIES’ CONTROL. THIS EXCLUSION OPERATES REGARDLESS OF HOW THE CLAIM IS PLEADED AND REGARDLESS OF WHETHER AMERISEARCH INC HAD PRIOR KNOWLEDGE THAT SUCH HARM MIGHT RESULT.

Aggregate Monetary Cap on Liability

THE AGGREGATE LIABILITY OF ALL COMPANY PARTIES, TAKEN COLLECTIVELY, FOR ALL CLAIMS OF WHATEVER DESCRIPTION ARISING OUT OF OR RELATING TO THESE TERMS OR THE PLATFORM SHALL NOT EXCEED THE GREATER OF: (I) ONE HUNDRED UNITED STATES DOLLARS (US $100.00); OR (II) FEES AND CHARGES YOU HAVE ACTUALLY REMITTED TO AMERISEARCH INC, IF ANY, IN THE TWELVE (12) CONSECUTIVE CALENDAR MONTHS PRECEDING THE EVENT OR OMISSION OUT OF WHICH THE CLAIM ARISES. THIS MONETARY CEILING IS A SINGLE, UNIFIED FIGURE APPLICABLE TO THE ENTIRETY OF ALL CLAIMS YOU ASSERT IN COMBINATION — IT IS NOT ALLOCATED ACROSS OR MULTIPLIED BY THE NUMBER OF INDIVIDUAL CLAIMS, DISPUTES, TRANSACTIONS, OR COMMUNICATIONS AT ISSUE. WHERE A JURISDICTION ESTABLISHES A STATUTORY OR REGULATORY MINIMUM RECOVERY THAT PARTIES MAY NOT CONTRACTUALLY LOWER, NOTHING IN THESE TERMS IS INTENDED TO REDUCE RECOVERY BELOW THAT MANDATORY FLOOR.

Specific Categories of Excluded Liability

The monetary limits above apply in full to — and the Company and the Company Parties accept no financial responsibility for — each of the following:

financial losses arising from investment choices, trading decisions, or other financial steps taken by you or at your direction, regardless of whether any Content informed those choices;
harm flowing from the weight you assigned to, or the confidence you placed in, any Content, market commentary, editorial opinion, or data distributed through the Platform;
costs or losses arising from your transactions with, or purchases from, advertisers, affiliate partners, or commercial sponsors encountered through the Platform;
loss attributable to unauthorized access to, interception of, or manipulation of your account credentials, personal data, or electronic communications;
harm caused by factual errors, omissions, outdated material, or inaccuracies introduced by AI-assisted drafting, without regard to whether the Company had prior notice of the defect;
loss arising from the operational failure, insolvency, fraud, or regulatory shutdown of any third-party platform, exchange, or digital-asset service; and
harm attributable to any product, service, or digital resource accessed by following a hyperlink within the Platform.

Jurisdictional Savings

Certain jurisdictions do not permit the exclusion or limitation of certain categories of liability. In such jurisdictions the liability of the Company Parties shall be limited to the maximum extent permitted by applicable law, and nothing in this Part IX shall exclude or limit any liability that cannot lawfully be excluded or limited.

Indemnification

You agree to fully indemnify, defend — using counsel that Amerisearch Inc finds acceptable — and hold the Company Parties harmless against all third-party claims, demands, suits, proceedings, judgments, liabilities, damages, losses, costs, and expenses — including reasonable attorneys’ fees, expert costs, and filing fees — that arise out of or are connected with:

(h) your access to or use of the Platform;
(i) any investment, financial, trading, or other decision made by you in connection with or informed by any Content;
(j) your breach or alleged breach of these Terms, the Privacy Policy (including the data-collection and data-handling obligations described therein), or any applicable law, regulation, or third-party right;
(k) your interaction with, or purchase of products or services from, any third-party advertiser, affiliate, or sponsor;
(l) any content, information, or material you submit or transmit to the Company;
(m) your infringement or misappropriation of any intellectual-property right or other right of any third party; and
(n) any dispute between you and any third party arising from or relating to the Platform.

This indemnification obligation survives any termination of these Terms and any cessation of your use of the Platform.

Disclaimer of Warranties

THE PLATFORM AND ALL CONTENT ARE DELIVERED SOLELY ON AN “AS-IS” AND “AS-AVAILABLE” BASIS AND WITHOUT ANY FORM OF WARRANTY OR GUARANTEE. TO THE MAXIMUM EXTENT AUTHORIZED BY APPLICABLE LAW, THE COMPANY AND THE COMPANY PARTIES RENOUNCE AND EXCLUDE EVERY WARRANTY THAT WOULD OTHERWISE BE IMPOSED BY OPERATION OF LAW, WITHOUT LIMITATION: ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; ANY WARRANTY THAT USE WILL NOT INFRINGE THIRD-PARTY RIGHTS; WARRANTIES ARISING FROM PRIOR DEALINGS, COURSE OF PERFORMANCE, OR TRADE USAGE; ANY ASSURANCE THAT THE PLATFORM WILL BE CONTINUOUSLY AVAILABLE, PROMPT, DEFECT-FREE, OR IMMUNE TO SECURITY COMPROMISE; ANY ASSURANCE AS TO THE TRUTHFULNESS, CURRENCY, OR RELIABILITY OF ANY CONTENT INCLUDING AI-ASSISTED CONTENT; AND ANY WARRANTY THAT USE OF THE PLATFORM WILL YIELD PARTICULAR RESULTS OR BENEFITS.

PART X — INTELLECTUAL PROPERTY

Ownership

All written Content, visual materials, graphics, logos, trademarks, service marks, trade names, trade dress, domain names, software, source code, and other intellectual property embodied in or accessible through the Platform are owned by Amerisearch Inc or its licensors and are protected by applicable United States and international intellectual-property laws, including copyright, trademark, and trade-secret law.

Limited License to Users

Subject to your compliance with these Terms, Amerisearch Inc grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Platform for your own personal, non-commercial, informational purposes only. This license does not include any right to reproduce, distribute, publicly display, publicly perform, modify, create derivative works from, reverse-engineer, or otherwise exploit any Content or other element of the Platform.

Prohibited Uses and Anti-Scraping

Content published through the Platform constitutes proprietary intellectual property protected under U.S. and international law. Without Amerisearch Inc’s prior written authorization, you may not copy, retransmit, store for redistribution, modify, create derivative works from, sublicense, publicly display, or commercially exploit any Content, except where applicable law independently confers that right.

You agree not to use any automated mechanism — including scripts, bots, web spiders, feed aggregators, data-mining programs, or AI training pipelines — to harvest, index, copy, or systematically retrieve Content at a scale or in a manner that exceeds normal human reading, regardless of the stated purpose. Unauthorized exploitation may result in civil claims, injunctive relief, and criminal prosecution.

PART XI — GOVERNING LAW AND DISPUTE RESOLUTION

Governing Law

These Terms and all disputes arising from or relating to them or the Platform are governed by the internal substantive law of the State of Florida, United States, to the exclusion of any conflict-of-laws rule that would direct application of the law of another jurisdiction. The parties acknowledge that these Terms evidence a transaction involving interstate commerce, and that the Federal Arbitration Act, 9 U.S.C. §§ 1–16, governs the interpretation, validity, and enforcement of the arbitration agreement set forth below.

Mandatory Pre-Dispute Notice and Informal Resolution

As a condition precedent to initiating any arbitration, the party asserting a dispute must first deliver to the other party a written Notice of Dispute that: (i) identifies the claimant and provides current contact information; (ii) describes in reasonable detail the nature and factual basis of the dispute; (iii) specifies the legal or contractual basis for the claim; and (iv) states the relief sought and, if monetary, the amount claimed.

Notices from a user to Amerisearch Inc must be sent to assist@amerisearchgroup.com and must include sufficient information to enable Amerisearch Inc to investigate and evaluate the claim. Following delivery of a valid Notice of Dispute, the parties shall have thirty (30) calendar days to engage in good-faith efforts to resolve the dispute informally. No demand for arbitration may be filed before the expiration of this period.

Binding Individual Arbitration

ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR THE PLATFORM — INCLUDING ANY QUESTION REGARDING THE EXISTENCE, VALIDITY, SCOPE, OR ENFORCEABILITY OF THESE TERMS OR THIS ARBITRATION AGREEMENT — THAT CANNOT BE RESOLVED THROUGH THE INFORMAL PROCESS DESCRIBED ABOVE SHALL BE FINALLY AND EXCLUSIVELY RESOLVED BY BINDING INDIVIDUAL ARBITRATION. THE ARBITRATION SHALL BE ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION (“AAA”) UNDER ITS CONSUMER ARBITRATION RULES THEN IN EFFECT (AVAILABLE AT WWW.ADR.ORG). IF THE AAA IS UNABLE OR UNWILLING TO ADMINISTER THE ARBITRATION, THE PARTIES SHALL AGREE ON AN ALTERNATIVE ADMINISTRATOR, OR A COURT OF COMPETENT JURISDICTION SHALL APPOINT ONE. THE ARBITRATION SHALL TAKE PLACE IN ORLANDO, FLORIDA, UNITED STATES, OR REMOTELY BY VIDEOCONFERENCE IF PERMITTED BY THE APPLICABLE RULES. THE ARBITRATOR’S DECISION SHALL BE FINAL AND BINDING AND MAY BE ENTERED AS A JUDGMENT IN ANY COURT OF COMPETENT JURISDICTION.

Mass Arbitration Protocol

Should fifty (50) or more claims against Amerisearch Inc that arise from substantially the same facts or legal questions be filed by the same counsel or by claimants coordinating their efforts (a “Mass Filing”), the administrator will address those claims through a staged selection process. In the first stage, a test cohort of no more than fifteen (15) cases selected by the claimant side and no more than fifteen (15) cases selected by Amerisearch Inc will be scheduled, heard, and resolved as illustrative cases; all remaining claims in the Mass Filing will remain in abeyance pending resolution of that cohort. Outcomes from the first stage may be used by the parties as settlement reference material for the pending claims. Filing and administration costs will be allocated consistently with this staged approach.

Class Action Waiver

YOU AND AMERISEARCH INC MUTUALLY AGREE THAT ANY DISPUTE-RESOLUTION PROCEEDINGS, WHETHER IN ARBITRATION OR IN COURT, SHALL BE CONDUCTED SOLELY ON AN INDIVIDUAL BASIS AND NOT AS PART OF A CLASS, MASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU EXPRESSLY WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS-ACTION LAWSUIT, CLASS-WIDE ARBITRATION, PRIVATE ATTORNEY GENERAL ACTION, OR ANY OTHER REPRESENTATIVE PROCEEDING. IF A COURT OR ARBITRATOR DETERMINES THAT THIS CLASS ACTION WAIVER IS VOID OR UNENFORCEABLE, OR THAT ARBITRATION MAY PROCEED ON A CLASS BASIS, THEN THE AGREEMENT TO ARBITRATE SET FORTH ABOVE SHALL BE DEEMED NULL AND VOID IN ITS ENTIRETY, AND THE PARTIES SHALL BE DEEMED NOT TO HAVE AGREED TO ARBITRATE.

Jury Trial Waiver

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EACH PARTY IRREVOCABLY AND UNCONDITIONALLY WAIVES ITS RIGHT TO A TRIAL BY JURY IN ANY LEGAL ACTION, PROCEEDING, OR COUNTERCLAIM ARISING OUT OF OR IN ANY WAY RELATING TO THESE TERMS OR THE PLATFORM.

Fallback Jurisdiction

To the extent that any dispute is determined to fall outside the scope of the arbitration agreement, or if the arbitration agreement is found unenforceable in a particular case, each party irrevocably accepts the exclusive jurisdiction of the federal and state courts whose geographic remit covers Orange County, Florida, United States, and waives every right to contest the appropriateness of that forum on grounds of personal jurisdiction, venue, or forum non conveniens.

Statute of Limitations

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO THESE TERMS OR THE PLATFORM MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CLAIM OR CAUSE OF ACTION FIRST AROSE, OR IT SHALL BE PERMANENTLY BARRED, REGARDLESS OF ANY STATUTE OF LIMITATIONS OR OTHER LAW THAT MIGHT OTHERWISE APPLY.

PART XII — MISCELLANEOUS PROVISIONS

No Duty to Update Content

Amerisearch Inc has no duty or obligation to update, revise, supplement, correct, or remove any Content published through the Platform, regardless of whether new or conflicting information becomes available, circumstances change, or errors are discovered after initial publication. All Content is current only as of its original date and time of publication unless expressly stated otherwise.

No Market-Monitoring Obligation

Amerisearch Inc has no responsibility to monitor market developments, issuer events, regulatory changes, or shifts in financial conditions, and expressly disclaims any duty to provide real-time updates or corrections beyond what may be independently required by applicable law.

Anti-Money Laundering

Amerisearch Inc does not verify, and has no obligation to verify, the source, origin, or lawfulness of any funds used by any user in connection with any investment decision or financial transaction informed by Content. Amerisearch Inc publishes financial media and is not engaged in financial intermediation; it accordingly falls outside the statutory definition of “financial institution” in 31 U.S.C. § 5311 et seq. and has no obligation to maintain a Bank Secrecy Act AML program. Each user bears exclusive responsibility for satisfying every anti-money-laundering, customer-due-diligence, and counter-terrorism-financing obligation imposed by the laws of their own jurisdiction.

Third-Party Links and Resources

The Platform may contain links, references, or connections to third-party websites, platforms, products, or services not operated or controlled by Amerisearch Inc. Amerisearch Inc is not responsible for and makes no representations regarding the content, privacy practices, terms of use, accuracy, reliability, or availability of any such resource. Your interaction with any third-party resource is at your sole risk and governed by that party’s own terms.

Force Majeure

Amerisearch Inc shall not be liable for any delay or failure in performance resulting from causes beyond its reasonable control, including acts of God or nature, fires, floods, earthquakes, pandemics, epidemics, wars, acts of terrorism, civil disturbances, governmental orders or regulatory changes, power outages, telecommunications failures, internet disruptions, or cyberattacks by third parties.

Equitable Relief

A violation of the intellectual-property, content-use, or data-extraction provisions of these Terms may cause harm that no damages award can fully remedy. Amerisearch Inc therefore reserves the right to seek non-monetary judicial relief — including temporary restraining orders, preliminary injunctions, permanent injunctions, and specific performance — before any court of appropriate jurisdiction, without being required to post bond or specify the financial value of its loss, concurrently with or in the absence of any monetary claim.

Notice to Cure

Except where immediate action is reasonably necessary to protect the security or integrity of the Platform, prevent fraud or abuse, protect the rights of third parties, or comply with applicable law, Amerisearch Inc may, in its discretion, provide written notice identifying a suspected material breach and a reasonable opportunity to cure before taking remedial action. Providing such notice on any occasion shall not obligate Amerisearch Inc to provide notice before acting on any future occasion.

Assignment

Your rights and obligations under these Terms are personal to you and may not be assigned, transferred, delegated, or sublicensed without Amerisearch Inc’s prior written consent, which may be withheld in its sole discretion. Amerisearch Inc may freely assign these Terms without notice, including in connection with a merger, acquisition, change of control, or sale of assets. Any purported assignment by you in violation of this provision is void.

No Third-Party Beneficiaries

These Terms are entered into solely for the benefit of Amerisearch Inc and you. Nothing in these Terms, express or implied, shall confer upon any third party any legal or equitable right, remedy, or obligation. No third party has standing to enforce any provision of these Terms.

Severability

If any provision of these Terms is determined to be invalid, illegal, or unenforceable, it shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent and economic effect. If modification is not feasible, the provision shall be severed, and the remaining provisions shall continue in full force and effect.

Non-Waiver

No failure or delay by Amerisearch Inc in exercising any right or remedy under these Terms shall constitute a waiver of that right or remedy. A waiver is effective only if made in writing and signed by an authorized representative of Amerisearch Inc. A waiver on any one occasion shall not extend to any subsequent occasion.

Amendments

Amerisearch Inc reserves the right to modify, amend, or replace these Terms at any time, in its sole discretion, without prior notice, unless otherwise required by applicable law. Changes are effective upon posting of the revised Terms with an updated “Effective Date.” Your continued use of the Platform after any modification constitutes your acceptance of and agreement to be bound by the revised Terms. Where applicable law requires affirmative notice of material changes, Amerisearch Inc will provide such notice in the manner required.

Entire Agreement

These Terms, together with the Privacy Policy and any other policies or agreements expressly incorporated by reference, constitute the entire agreement between you and Amerisearch Inc with respect to the Platform and supersede all prior or contemporaneous communications, proposals, representations, and understandings, whether oral or written. In the event of any conflict between these Terms and any incorporated document, these Terms shall control unless expressly stated otherwise.

Survival

The following provisions survive any termination of these Terms and any cessation of your use of the Platform: Parts II, III, IV, V, VI, VII (with respect to opt-out obligations), VIII, IX, X, XI, and XII (Sections on No Duty to Update Content, Anti-Money Laundering, Assignment, No Third-Party Beneficiaries, Severability, Non-Waiver, and Entire Agreement), together with any other provision that by its nature or express terms is intended to survive termination.

CONTACT INFORMATION

Questions, concerns, or requests regarding these Terms or the Platform should be directed to:

Amerisearch Inc
100 E Pine St
Orlando, Florida, 32801, United States
Email: assist@amerisearchgroup.com
Phone: +1 (239) 519-0214